+977-1-4244099

info@cityexpressfinance.com.np

Shree Kingsway Tower, Durbarmarg

Ghantaghar, Kathmandu, Nepal

What We Provide

Services

City Express Finance Company Limited is committed to provide the best banking services and needs to our valued customer. To enhance your financial condition we provide quality services which includes wide range of services from deposit products with attractive interest rates to credit facilities. We also provide different banking solutions from Nepal clearing house like electronic clearing and inter bank funds transfer. We are also providing remittance service from various partners which allows the customer to send and receive money from various locations of the world.

Saving Schemes

We provide different saving schemes to choose from. Attractive interest rates are provide with different saving schemes. There are various options to choose from which you desire. Saving scheme interest rate varies from 4% to 6%.

Fixed Deposits

Similar to the deposit accounts, we also provide you with fixed deposit service. Interest rates varies from 7% to 8.5%. Fixed deposit service could be taken from 3 months, 6 months , 1 year, 2 years and more.

Loan

We also provide loan facility to our customers. Interest rate ranges from 12% to 13.5% depending upon the types of loan and criteria. If you are in need of loan, contact us, we will provide you loan within 3 working days.

Loan against Fixed Deposit

If you are our customer and have a fixed deposit here in our company, you have the eligibility for the loan against fixed deposit service.

Savings Interest Rates

Normal Savings

6% p.a interest rate on daily balance, Minimum balance Rs. 0, Quarterly interest posting, Any Branch Banking Service (ABBS), No restrictions on deposits and withdrawls, Cheque book and statement as per request

Child Savings

6% p.a interest rate on daily balance, Minimum balance Rs. 100/- , Quarterly interest posting, Any Branch Banking Service (ABBS), No restrictions on deposits and withdrawls, Cheque book and statement as per request
*Note: Only below the age of 16 can open this account with one year valid Identity card.

Senior Citizen Savings

6% p.a interest rate on daily balance, Minimum balance Rs. 10000/- , Quarterly interest posting, Any Branch Banking Service (ABBS), No restrictions on deposits and withdrawls Cheque book and statement as per request
*Note: Above the age of 60 can open this account.

Women Savings

6% p.a interest rate on daily balance, Minimum balance Rs. 5000/-, Quarterly interest posting, Any Branch Banking Service (ABBS), No restrictions on deposits and withdrawls, Cheque book and statement as per request

City Super Savings

6% p.a interest rate on daily balance, Minimum balance Rs. 50000/-, Quarterly interest posting, Any Branch Banking Service (ABBS), No restrictions on deposits and withdrawls, Cheque book and statement as per request

City Express Matribhumi Savings

6% p.a interest rate on daily balance, Minimum balance Rs. 5000/-, Quarterly interest posting, Any Branch Banking Service (ABBS), No restrictions on deposits and withdrawls, Cheque book and statement as per request

Shareholder Savings

6% p.a interest rate on daily balance, Minimum balance Rs. 5000/-, Quarterly interest posting, Any Branch Banking Service (ABBS), No restrictions on deposits and withdrawls, Cheque book and statement as per request

Teachers Savings

6% p.a interest rate on daily balance, Minimum balance Rs. 100/-, Quarterly interest posting, Any Branch Banking Service (ABBS), No restrictions on deposits and withdrawls, Cheque book and statement as per request

Samriddhi Savings

6% p.a interest rate on daily balance, Minimum balance Rs. 100000/-, Quarterly interest posting, Any Branch Banking Service (ABBS), No restrictions on deposits and withdrawls, Cheque book and statement as per request

Call Savings

4% p.a interest rate on daily balance, Minimum balance Rs. 10000/-, Quarterly interest posting, Any Branch Banking Service (ABBS), No restrictions on deposits and withdrawls, Cheque book and statement as per request

Current Savings

Minimum balance Rs. 5000/-

Fixed Deposit - 3 months

Interest rate: 7%(Institutional), 7.5%(Individual), Interest Posting: Quarterly

Fixed Deposit - 6 months

Interest rate: 7%(Institutional), 7.5%(Individual), Interest Posting: Quarterly

Fixed Deposit - 9 months

Interest rate: 7%(Institutional), 7.5%(Individual), Interest Posting: Quarterly

Fixed Deposit - 1 Year

Interest Posting: Quarterly-8%(Institutional), 8.5%(Individual)

Fixed Deposit - 2 Years

Interest Posting: Quarterly-8%(Institutional), 8.5%(Individual)

Fixed Deposit - 2 Years and above

Interest Posting: Quarterly-8%(Institutional), 8.5%(Individual)

NCHL Services

Nepal Clearing House Ltd. (NCHL) is a public limited company established on 23rd December 2008 (8th Poush, 2065) under the leadership and guidance of Nepal Rastra Bank (The Central Bank of Nepal). It has the equity participation from Nepal Rastra Bank, commercial banks, development banks, finance companies and Smart Choice Technologies (SCT), a private card switch operator.
NCHL has been providing serivces to the banks and financial instutions, which we are proud to provide to our customers as well.

Electronic Cheque Clearing (ECC)

Electronic Cheque Clearing (NCHL-ECC) is an image-based, cost-effective, MICR (Magnetic Ink Character Recognition) cheque processing & settlement solution where an original paper cheque is converted into an image for electronic processing of the financial transactions between participating member Banks/FIs. The physical movement of the cheques are truncated or stopped at the level of the presenting bank in the NCHL-ECC System. The cheque does not physically travel to the clearing house or to the paying branch as it used to do in manual clearing process, resulting in a faster and easier processing of the cheque transactions.

Interbank Payment System (IPS)

NCHL-IPS is a system to safely and efficiently transfer funds from one account to any other account held at any of the participating member banks & financial institutions (BFIs). It supports account to account payments (Direct Credit) and collection (Direct Debit) related transactions. The underlying transaction could be for various purposes defined as products.

ConnectIPS

Connect IPS is a single payments platform that allows the customers to link their bank account(s) to enable payment processor, fund transfer and biller payments. An extended product of Nepal Clearing House to support citizen-to-government (C2G), customer-to-business (C2B) and peer-to-peer (P2P) payment transactions directly from/to the bank accounts. This is available on both web channel and mobile app.

Remittance Services

We also provide remittance servier to our customers. We have several partnes from whom you can send and receive money from various parts of the world. Our partner companies include City Express Money Transfer, Himal Remit, Samsara Remit and more.