S.No. Particulars Fee/Charges(Rs.) Remarks
1 Customer Service
1.1 Stop Payments/Standing Instructions 100 Per Instruction
1.2 Cheques certified “Good for Payment” 500 Per Cheque
1.3 Issuance of Balance Certificate 300 Per Certificate
Free for Companies/Institutions once in a year
1.4 Account Closure within 6 months 100
1.5 Cheque Book issuance against lost cheque 200 or Rs.10 per cheque leaf whichever is higher
1.6 Counter Cheque/Withdrawl Slip other than Thumbprint Account 100 Per counter slip
1.7 Account Statement Nil
1.8 Dormant Reactivation Nil
1.9 ABBS Charge Nil
1.10 Charge for not maintaining minimum balance Nil
1.11 Charge of Premature FDR
FDR term period upto 1 year 1.0% on FD Amount or above cost of saving interest rate whichever is higher*
FDR term period above 1 year 1.5% on FD Amount or above cost of saving interest rate whichever is higher*
2 Cheque Clearing Charge
2.1 Upto NPR. 2,00,000/- Nil
2.2 Above NPR. 2,00,000/- 30 Per Cheque
2.3 Special/Express Clearing Cheque 100 Per Cheque
2.4 Cheque Return unpaid (Insufficient Fund) 200 Per Cheque
3 Remittance
3.1 Draft Issuance
Customers 0.10.% or Minimum Rs 100
Non-Customers 0.20.% or Minimum Rs 200
4 Staff Concessions
4.1 Minimum Balance / Ledger Fee Waived
4.2 Stop Payment Free
4.3 Balance Certificate Free
4.4 A/C Closure Free
4.5 Counter Cheque / Withdrawal Slip Free
5 Bank Guarantee Commission Per Annum
5.1 Bid Bond Guarantee 1.00-1.25 % Margin as per the Credit Policy & Guidelines
5.2 Performance Bank Guarantee 1.00-1.25 % Margin as per the Credit Policy & Guidelines
5.3 Advance Payment Guarantee 1.00-1.25 % Margin as per the Credit Policy & Guidelines
5.4 Financial Bank Guarantee 1.00-1.25 % Margin as per the Credit Policy & Guidelines
5.5 Other Guarantee 1.00-1.25 % Margin as per the Credit Policy & Guidelines
5.6 50% charge is waived upon Guarantee issued against our own FDR.
6 Charges related to Loan and Advances:
6.1 Loan Documentation / Processing Fee Nil
6.2 Loan Administration Fees 1.0 % Loan Limit / Per Loan
6.3 Renewal Fee on Revolving Loan 1.0 % Per Loan
6.4 Commitment Fee on Revolving Loan 1.0 % p.a. if the utilization is less than 50% of the approved amount.
6.5 CIB / CIC Charges As per actual
6.6 Loan Swap Charges 1.0 % On outstanding amount
6.7 Penalty Charges 2.0 % On overdue interest & principal amount
6.8 Penalty Rebate As per Credit Policy
6.9 Pre-Payment Charges 1.0% On outstanding principle
6.10 Valuation Fee As per agreement with valuator
* Base on previous quarter maximum saving interest rates.